1. What Does The Term Insurance Mean In Blackjack
2. Blackjack 3 To 2
3. In Blackjack What Does Insurance Mean Stand
4. What Does Taking Insurance Mean In Blackjack

• Aug 21, 2020 As a blackjack player, you will come across this question often from other players. But what does insurance mean in blackjack? If you are not sure in blackjack what is insurance or how to use it to your profit, we will explore all these answers in these rules. Read our detailed guide for blackjack insurance rules and when it is profitable to.
• Insurance is basically a bet that states you think the Dealer has blackjack. It is usually a bad idea to take insurance unless you count cards and are sure the Dealer has blackjack.

The double down option in Blackjack offers a quick way for Indian online casino players to earn bigger winnings. So, when should you take advantage of this option? We have put together a complete guide on when you should double down in Blackjack.

Jan 06, 2012 The insurance is in case the dealer receives a blackjack, and you put out half of your original bet as the insurance. Assuming the dealer does have a blackjack, you win 2-1 on your insurance wager. To illustrate how this works, let’s say that you make a $10 bet, and the dealer shows an ace.

When Should I Double Down?

One of the hardest and the most important things in the game of blackjack is finding the balance between playing it safe and taking a risk. Indeed, this fine line is what separates the best from the rest. So, if you want to become a serious blackjack player and earn a few rupees when playing in online casinos in India, you will have to master the art of balance.

What Does The Term Insurance Mean In Blackjack

For example, many Indian players are either intimidated by doubling down, or they overdo it. Therefore, we created this quick guide with the intention of showing when to double down in a game of online blackjack.

What Does it Mean to Double Down?

First of all, to avoid barking up the wrong tree, you need to know what we are talking about. So, doubling down is one of the essential betting options when playing blackjack. The basic concept of this move requires that the players place another bet, equal to the original wager, in exchange for an extra card. After receiving the card, the player cannot hit anymore. In other words, he or she must wait for the showdown against the dealer to see who wins the money.

In general, Indian online casinos allow this betting option at their tables. However, some may restrict doubling down on certain hands, so check the rules before joining in. Our friendly tip is to take a peek at our reviews section and make sure that the casino in question allows you to double down.

When Should You Double Down?

To be clear, doubling down is not advisable at all times. To clarify, you should make this move in certain instances, not with every hand you get. So, here is the breakdown of the situations in which it is best to double down when playing online blackjack:

Hard 9 vs. a weak upcard

Players should always double down if they have a hard 9 and the dealer is showing a low card (2 through 6). To clarify, the so-called hard 9 is a combination that does not include an Ace (for example, 2+7 or 3+6). The win percentage with doubling down on hard 9 is around 59%, which are decent odds in the game of blackjack. In case you have a soft 9, the best option is to stand.

Hard 10 or 11 vs. a weak upcard

In case they have a hard 10 or 11, players should always double down in the dealer’s card is weak (2 through 6). Once again, this is a great position for maximizing profits. For instance, players will win 58% of hands if they double down on a 10 vs. 4. Likewise, for every 100 rupees wagered, players will win 48 if they double down on 11 vs. 2.

Soft 16 to 18 vs. a weak upcard

Players should always double down if they have an Ace + 5, 6, or 7 and the dealer is showing a low card (2 through 6). In those instances, the dealer is vulnerable and players should take advantage of their favorable position. By putting more money on the table, the payoffs could be higher in the end.

Why is Doubling Down so Important?

By now, you should have grasped the basics of doubling down. Also, you probably understand that this particular move can help you earn more rupees when playing blackjack. On top of that, when you double down – you immediately boost the excitement levels of the game.

Due to the fact that this betting decision is somewhat risky, the adrenaline levels rise as you make such bold moves when playing blackjack. Then again, it is imperative that you do not rely on intuition when playing this game in some of the online casinos in India. Instead, you should always follow the guidelines of the basic blackjack strategy.

Conclusion

Even though the rules may vary from one online casino to another, doubling down is a viable option in most Indian casinos. As such, players should make the most out of this possibility. In general, doubling down can make your profits twice as big, but only if you execute the move at the right time. So, make sure to check the dealer’s card before doubling your wager.

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Gambling games come with various terminologies that every player needs to understand. As a player, having such knowledge will enable you to enjoy a full experience at the casino. Besides, knowing all your options and what you can do to increase your chances of winning, is crucial. This means you don’t bet blindly. You could be new or an experienced player, but no one can master all the terms at once. This makes it necessary to keep learning and practising as you continue playing. To help you on your journey, we have put together helpful information answering the question of what is insurance in blackjack? Read on to find out how and when to take advantage of this side bet to redeem your money.

Insurance in blackjack refers to a special bet offered to the player when the dealer’s top card is an ace. When you opt for the insurance blackjack, you get the chance to wager half of your first bet. You cannot bet more than half of the amount you wagered on the blackjack hand. If the second card of the dealer is a king, jack, ten or queen, he obtains a blackjack. This way, you win your insurance bet. It is possible to win the side bet and lose the main hand. In this case, you win even money. In case the insurance bet loses, the game continues as per normal rules. However, a lost insurance bet doesn’t affect the outcome of other bets.

• What is insurance in blackjack?
• How does insurance in blackjack work?
• When do you take insurance?

How Does Blackjack Insurance Work?

What you are doing when you take insurance is wagering that the dealer will obtain a blackjack. The dealer communicates the option of this side bet to players at the table. When playing online, you will see a pop-up button announcing the availability of blackjack insurance. Upon winning this insurance bet, you are paid twice for every amount bet. For instance, let’s say your original blackjack hand bet was £10. You are given 19 and realize the dealer has an ace as their top card. Then you can bet £5. If their other card is 10, this ties your both hands making you lose the original bet. However, you win the insurance bet and take home £10 – twice the amount of your insured bet.

When Can You Take Insurance?

It is important to tread carefully when considering insurance in blackjack. You cannot wager your money on the side bet blindly as many players have proven that insurance bets end up costing you more in the long run.

If you must take insurance, make sure you are counting. The odds that the dealer will make a blackjack are approximately 9-4. This means that you are likely to lose in insurance bet than win.

But if you are an expert card counter and can keep track of ten-point cards remaining on the deck, you can comfortably place your insurance bet. Your chances of winning are high if the remaining 10 cards are many.

This trick works only in a live casino since it’s hard to count online.

What are Your Chances of Winning?

It is difficult to determine the exact probability of winning an insurance bet. This is because the odds are not always the same. The probability is influenced by the 10 mark cards remaining and the number of decks you are playing on. For online players, it becomes hard to determine how many 10-mark cards have been dealt with players since the reshuffling of cards occurs at every single hand. Also, the higher the number of decks in use, the lower the probability. For instance, the house edge for the side bet when gaming on a single deck is 5.8%. This value increases by up to 7.5% when gaming on an 8-deck casino. So, what does insurance mean in blackjack for an inexperienced player? It means you might end up losing money.

• Blackjack insurance is a bet that the dealer will have a blackjack
• You may end up losing in the long run
• Use maths to determine your chances of winning

What Are The Insurance Blackjack Rules?

For you to do everything right and increase your odds at winning the insurance bet, you need to understand the implications of your choices. This is why you need to master the blackjack insurance rules before considering this side bet. Now, as mentioned earlier, the winning payout is 2:1 and you are required to wager half of the amount placed on the blackjack hand. In case the dealer and player have a similar outcome, i.e. 21, this is called a push. Some casinos will call this a tie for the dealer but others opt to refund the player the wagered money. Think of it as a scenario where the hand didn’t happen. If the dealer does not end up with a blackjack, the insurance is lost. For more information about blackjack rules etc, click here.

What About The Option of Surrender?

Blackjack 3 To 2

Surrendering is an option available in some blackjack games. The rules at casinos with this option can be varied. However, it basically means that players can give up their hand when the dealer is checking for blackjack. Surrendering will, therefore, cost them half of the original bet. It can be an early surrender or late surrender. In early surrender, players throw in their hand before the dealer checks to confirm the blackjack card. Players need to note that this is no longer a very common form of surrender or option. Late surrender is common and occurs after the dealer discovers that blackjack doesn’t exist especially in games where he or she is not allowed to peek. A surrender where there is blackjack insurance can lead to an interesting negotiation between the player and the casino.

In Blackjack What Does Insurance Mean Stand

What Does Taking Insurance Mean In Blackjack

Conclusion

The choice of whether to take the insurance bet or not is based on the playing conditions. However, if done right, insurance is prone to advantageous play. The most important thing is to study the decks properly and only make this move when you have higher chances of winning. Of course, this advice seems more suitable for advanced card-counters who can tell how many 10s are still going around the decks. However, if you are playing American blackjack games where there is usually a “hole card” that the dealer can “peek” to check their blackjack card, you can always decide based on their reaction. Just avoid taking the insurance bet as an extra hedge. You will still need to take risks even with the option of blackjack insurance.